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Are your credit cards maxed out yet? Ask a Question

Are your credit cards maxed out yet?
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4 Answers

I have one. Only for 250 Pounds limit. I only use it for the Net. If I want a loan I'll get a proper one from the bank. No need to get 'maxed out' although we are encouraged to..

8 Replies to Bristol's answer

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The limit is to limit my exposure to Internet fraud. No point in giving my bank card details

What the c/c rate in UK? average High over here is like 29% if you miss payments.

Not sure. The yearly rate is 18% ish. I always pay my card on time so I'm not bothered with 'rates'. Never take a loan on a card. Some representatives of UK Banks were on the radio recently. They told us not to take out their CC loans.. Says it all really

Doesn't your financial institution have temporary account numbers for online purchases?

Have you ever used "Bill-Me-Later", you have no number, sort of like contactify for blogs and message board contacts.

All my U.S. cards are set at a min. dollar amount per billing period.

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heck no. I agree with wing. Americans are soooo afraid of delayed gratification, and the easy availability of credit they become financially irresponsible. Oh, and a lot of them are afraid of hard work.

1 Replies to Mags59's answer

Sounds familiar

one is almost maxed out a 7,000 dollar limit...the other has no limit

Im 17 years old, I have no credit card!